Mobile Messaging Policy


At your option, you may opt in to receiving mobile message alerts. These are text alerts that provide a secure and easy way to access interest rates, receive promotional and loan product information and to receive other information about your loan or about Loan Exchange, LLC using almost any mobile device or cellular telephone.


You can sign up for The Loan Exchange Alerts by texting JOIN to the five-digit U.S. short code 48139. By signing up and choosing your subscription you will receive up to 4 messages per month.

The Loan Exchange Text Alerts are optional and part of a recurring message program. You may opt out at any time.

Consent to receive marketing text messages is not required as a condition of purchasing any goods or services.


The Loan Exchange will not charge you when you send a text message to the five-digit U.S. short code 48139 or when a response is sent to you. However, please note that message and data rates may apply depending on your carrier and wireless plan.


AT&T, T-MobileĀ®, Verizon Wireless, Sprint, Boost, Alltel, U.S. Cellular, Cellular One, MetroPCS, InterOp, Cellular Com, C Spire Wireless, Cricket, Virgin Mobile, and Cincinnati Bell
*T-Mobile is not liable for delayed or undelivered messages.


If you wish to stop receiving text messages from The Loan Exchange you may opt out at any time by texting STOP to the five-digit U.S. short code 48139 or by calling 1-866-257-0724. When we receive your request to opt out we will remove your cellular telephone or mobile device number from the text alert system and will send a final confirmation message to you. No further messages will be sent to your cell phone or mobile device with regard to The Loan Exchange Alerts program unless you choose, in the future, to opt in and request them again.


To opt in to receive text message alerts simply text JOIN to the five-digit U.S. short code 48139.


You may text the word HELP to the five-digit U.S. short code 48139 for more information.


STOP: At any time you can text STOP to the five-digit U.S. short code 48139. This will prevent you from receiving any future The Loan Exchange Alert messages.

HELP: At any time you can text HELP to the five-digit U.S. short code 48139. Texting HELP will return the following message: For more info, Call: 1-866-257-0724 or visit 4msg/mo. Reply STOP to cancel. Msg&Data Rates May Apply.

JOIN: Text JOIN to the to the five-digit U.S. short code 48139. This will allow you to begin receiving The Loan Exchange Alert messages.


When you enroll in the Loan Exchange Alert Program by texting the five-digit U.S. short code 48139, or by any other means, you acknowledge and agree to the terms and conditions provided in this Mobile Messaging Policy and fully and unconditionally authorize Loan Exchange, LLC and its service providers to respond to your mobile device or cell phone, even if your telephone number is listed on any federal, state or corporate do-not-call registry.

The Loan Exchange Alerts is an automated loan alert service for information purposes only. Any alert sent or received is not intended to be construed as an affirmative offer for a loan, unconditional loan approval, unconditional pre-qualification, unconditional pre-approval, or any other unconditional offer or agreement to lend.

The Loan Exchange Alerts makes no warranties, express or implied, with respect to data or information contained in any alert.

Do not use Mobile Messaging to communicate time-sensitive instructions or official company matters. Urgent matters should be communicated in person directly with the person of concern via telephone and then confirmed in writing with the appropriate person.

You are aware and expressly consent to the use of autodialer or non-autodialer technology to send the text messages described above to the mobile phone number you supply when you opt in. Loan Exchange, LLC reserves the right to remove or block any mobile number from the service for any reason without notice.

By using this service, you agree that the terms stated herein shall apply to you and are incorporated by reference into any communication, and that any disputes pertaining to this service shall be governed by and construed in accordance with the laws of the State of California, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of your use of The Loan Exchange Alerts or relating to these terms and conditions may only be filed only in the state or federal courts located in California. Consent to these terms is not required as a condition to purchase a good/service.